A debit card and business accounts are offered by the French neobank Blank, which also manages all transactions using an iPhone or Android app. For the time being, citizens of France are accepted by Blank to open mobile bank accounts. The startup of the Crédit Agricole group, La Fabrique by CA, introduces Blank, a neo-bank that combines a professional account with administrative and financial management for self-employed individuals. This is to meet the increasingly specific needs of independent professionals, artisans, or freelancers.
NeoBanks
NeoBanks is also known as “Challenger Banks” since they have advanced and questioned conventional financial standards by offering alternatives in a brand-new paradigm that is altering the contemporary face of banking. Traditionally, brick-and-mortar establishments have handled everyday banking operations and offered alternatives for debit, credit, and loans, among many other services. However, they now face opposition. NeoBanks are fintech (financial technology) programs that offer banking services but have no physical location and only operate online. While not true banks, these apps have collaborated with FDIC-approved institutions to provide the same safety and guarantee that transactions are properly insured.
Blank NeoBank
Blank was developed by former independents for freelancers, including artisans and many other types of workers. The neo-bank offers ongoing human support tailored to the needs of professionals who work alone, including simple or in-depth documentary resources on all issues relating to the start-up and oversight of professional activity, and an adviser who is available by courier or phone to address any legal, tax, or social questions. It suggests relieving the self-employed of their administrative and accounting responsibilities. burdens associated with tasks such as starting a firm, choosing a status, making online declarations, getting professional insurance, opening a pro account, doing accounting and billing, etc. The establishment of this neo-bank is the realization of Crédit Agricole’s creative plan to build platforms for extra-banking and banking services that were outlined in its medium-term 2022 plan. Additionally, it supports Crédit Agricole’s goal of dominating all its markets.
NeoBank services in the blank
In only five minutes, you may start an account with Blank NeoBank. Deposits up to €100,000 are insured. You may use a customized VISA card with the best possible fraud protection, including online. The defense is tailored to your line of work. A maximum of 100 transfers and €30,000 in transfers may be sent each month. Additionally, you have the option to securely add an unlimited number of beneficiaries and change the phrasing of your transactions.
Sign up for a blank NeoBank account
The procedures below should be followed to create a Blank neobank account:
Obtain the App.
Get the Blank NeoBank app from the Play Store or App Store.
Sign up
It will be necessary for you to make an account, which can be done in just a few minutes. To verify your identity, you will first need to give some personal information, such as your name, address, phone number, and email. Typically, a code will be issued to you through phone and email to confirm the accuracy of that information.
Invest money
Blank will offer to set up a direct deposit for you and, if you’d like, let you make a cash transfer into your account. You may do this whenever you want; it’s not a beginning requirement.
Get your debit card
Once the setup is complete, they will mail you a debit card using your address. You will also have access to a virtual card that you can activate right away. This will allow you to start using your new account in a matter of minutes.
