In Italy, Buddybank is a smartphone-only bank operated by UniCredit with a focus on generation Z. With 24/7 live chat and phone assistance, users get access to standard financial amenities including loans, bank accounts, debit and credit cards, etc. There are two versions available: Buddybank Love, which has a monthly cost of 9.90 EUR, and Basic, a current account with no fees.
Earn a bonus of €25
Download the app and create an account with buddybank if you’re not already a client using an active invitation code while the program is still in effect. Use a buddybank debit card to make a transaction that costs at least €10. You may also get an extra € 25 bonus, up to a maximum of € 250, for each “buddy pal” who creates the account using, within the initiative’s validity time, your invitation code, provided you input the App in the Profile area and share it with anybody you like. Only users with account balances more than or equal to €25 can see the invitation code. Following the opening of the invitee’s bank account, the bonus is credited to the invitee within 15 working days. After the transaction date, the invitee bonus is credited within 15 working days. Payment can be made with a buddybank debit card at a physical point of sale, an online store, or through Apple Pay and Google Pay wallet.
Steppy by Moneyfarm
Steppy is the Wealth Management solution that Moneyfarm and BlackRock specially developed for users of buddybank accounts. Due to its simplicity of use, accessibility, and sustainability, the Steppy is an investment solution that is also intended for those who are not financial experts.
Steppy’s investing actions in Buddybank
You can get started with an investment of at least 2,500 euros if you have a buddybank account. To simulate your investment and find the best line for you, use the app. Create an account on Steppy. Sign the Steppy by Moneyfarm contract, access the buddybank investments area, and complete the MiFID quiz to determine your risk tolerance. Select a sector for investing. You first choose the size of your initial contribution, and if you’d like, you may also turn on a monthly accumulation plan (PAC).
Buddy-proof
Steppy is a wholly “buddy-friendly” platform. You may comfortably manage your assets with just your smartphone. You may use the buddybank app to:
- invest across many lines, modify your investment, or sell at any time
- BlackRock’s advice improved Moneyfarm’s ESG lines.
- see your wallet’s incoming and outgoing transactions (s)
- for technical and business support, talk with a buddybank concierge 24/7
- enlist the aid of a Moneyfarm specialist to get help with Steppy
Zurich Connect
Zurich Connect and Buddybank have partnered. This is to provide clients of buddybank with the option to purchase third-party liability insurance policies for automobiles and motorbikes under specific terms. Insurance options for automobiles and motorbikes have been added to the offerings for buddybank members. Open the BuddyBank app and click the designated link to go to the Zurich Connect insurance section. Select the insurance coverage offered by Zurich Connect that best suit your driving needs from the list below and pay with a debit or credit card through buddybank to receive special discounts. The buddies are eligible for a 5% discount on motorcycle and auto liability insurance as well as a 12% discount on auxiliary guarantees.
Benefits of having a Zurich Connect buddy system
You may customize your insurance to meet your needs by selecting the assurances you choose. Because the Zurich Group’s dependability and skill form the foundation of the offer, some products are convenient and comprehensive. You may always access the Zurich Connect motorcycle and automobile insurance products from your smartphone, doing so completely independently.
Services from BuddyBank
Buddybank can support your home purchase. Both the First Home Guarantee Fund and the UniCredit Mortgage are available to you. On the buddybank app, there is also a loan offer. If you are a buddy client, you are eligible to apply for a loan of up to €6,000 that will be sent directly into your account. The benefits of a loan include a fixed rate, no upfront fees, and the ability to choose the repayment schedule’s length, which can be between 12 and 60 months.
