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Financial Technology Blog

Are you seeking a quick and secure way to send money to your Nigerian family and friends? You can send money to Nigeria from the UK fast and securely with WorldRemit. You’ll benefit from low exchange rates and free transfers to your receivers.

Please keep in mind:

  • Cash pickup and bank transfers are now only available in US Dollars
  • Cash pickup locations accept US dollars for cash pickup.
  • Access Bank, FCMB, Fidelity Bank, First Bank, GTBank, and UBA all offer US dollar bank transfers to Nigeria.
  • Top-up services for mobile phones are still available.
  • Mobile money services to Nigeria have been temporarily halted.

Important points to note

Three important points to note if you want to transfer money from the UK to Nigeria are:

  • What method do you wish to use to send money?

Make your money transfer from the United Kingdom to Nigeria in the simplest method possible. Cash pickup, bank transfers, and airtime top-ups are currently available.

  • To whom are you delivering your message?

Choose from a list of previous beneficiaries or add the details of someone new to tell them where you want the money to go.

  • What method are you using to pay?

You can pay for your transfer in a variety of ways. To make a payment, you can use a debit card, credit card, prepaid card, Android Pay, Apple Pay, Sofort, or a bank account transfer.

The best way to send money from the UK to Nigeria

 UK to Nigeria transactions take one hour to process, and the best transfer option for you is determined by how your recipient wants to access the funds. Common ways that can be used are explained below.

Cash pickup 

Cash pickup Send money using their Cash pickup service, and your recipient can pick it up in minutes from over tens of thousands of handy pickup locations across Nigeria. Access Bank, FCMB, Fidelity Bank, First Bank, Polaris Bank, and Zenith Bank all have branches where cash can be collected in US dollars.

Bank transfer

Transfer money from the UK to a Nigerian bank account in the United States at Access Bank, FCMB, Fidelity Bank, First Bank, GT Bank, and UBA. Over 90% of our bank transfers to Nigeria are received within an hour.

How to send money to Nigeria via bank transfer

  • Select Nigeria from the ‘Choose a nation to send to’ dropdown list on their homepage.
  • Select ‘Bank Transfer’ as your desired payment method.
  • Select the bank 
  • Enter the amount you wish to send -Confirm the low fees and the exchange rate you’ll get upfront 
  • Input your recipient’s information If you don’t double-check your recipient’s information, your translation will fail.
  • Select a payment option from Bank Account, or Credit/Debit Card, and verify the amount.

When the funds are available, you and the beneficiary will be notified through SMS and email.

Airtime transfer

Top up your loved ones’ phones with airtime in Nigeria so you can stay in touch at all times. Prepaid mobiles on the Airtel, Visafone, MTN, GLO, and Etisalat networks can be loaded with airtime right away.

Costs and rates of exchange

Money transfer from the United Kingdom to Nigeria does not have to be costly. Low costs and guaranteed rates are supplied by WorldRemit, which are regularly better than those offered by banks and other money transfer providers. They also show you their cheap fees and exchange rates upfront so you can be sure you’re receiving the best bargain possible.

The charge for most countries is $3.99, however, it can be as low as $1.99 depending on the transfer conditions. WorldRemit will often have some sort of promo code available, so it’s worth checking to see if there is one you can use to save yourself some money.