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Financial Technology Blog

Banking has advanced considerably in recent years. Customers today expect quick, easy banking that goes beyond balance statements and account summaries since they are tech-savvy. However, the sector of financial services has been a vacuum since established firms have been moving slowly. Alpian is one of the new players attempting to fill it.

Neobanks

Neo-banks are suppliers of financial services who were born digital. Since they don’t have any physical branches, they only exist online. Customers may now use their cell phones for all their basic banking needs. It takes roughly the same amount of time to open a bank account with a neo-bank as it does to create a social networking account. They have benefits including simple international payments and cutting-edge technology that makes all activities easier.

Alpian

It is Switzerland’s first private digital bank. Your financial life may fit conveniently in the palm of your hand thanks to Alpian’s integration of accessible investment and private banking services with everyday banking via a hassle-free mobile app.

Efficient personal banking

You will receive an Alpian VISA Debit Card and accounts in four different currencies (CHF, EUR, GBP, and USD) as a customer of Alpian. These accounts are all linked together by a single IBAN. Along with this, there is a physical and digital VISA debit card. International withdrawals and payments as well as foreign currency services are also available. In addition to having complete freedom to deposit and withdraw money from each, you can also convert money between them at some of the most attractive rates you’ll discover. You will receive your metal debit card in the mail as soon as you join Alpian. In Switzerland and internationally, it offers a simple and secure method to make payments via Chip & PIN, contactless, or ATM withdrawals. You can effortlessly manage your money your way, establish restrictions on cash withdrawals and online purchases, temporarily freeze your card if you’ve lost it, block it and re-order it if it’s been stolen, access your PIN, and more.

Competent currency exchange

The team is aware that currency exchange, both locally and globally, is a significant aspect of the modern world. With it, you can handle this at some of the most affordable prices available.

Invest your way

Alpian professionals may advise you on your investments or you can give them full control of your money. Whatever choice you select, it will be one that smoothly fits into your lifestyle. ‘Managed by Alpian’ and ‘Guided by Alpian’ are two of Alpian’s investment alternatives. The two are adaptable to various lifestyles. Whichever you like is your choice.

Managed by Alpian

The whole burden of increasing your wealth will fall on the team. To create a diverse portfolio with uncompromised performance, they have carefully evaluated hundreds of investment choices from best-in-class suppliers.

Guided by Alpian

You’ll get access to Alpian’s exclusive investing systems if you choose “Guided by Alpian.” The Alpian app will examine your goals and way of life before recommending a portfolio made up of investments from top-tier companies.

A personal touch

Once they debut, the wealth management staff is always just a chat message away, providing a personal touch you can rely on.

Opening an account

The steps to open an account with Alpian include:

Get the app

You must first download the app from the Apple App Store or Google Play Store.

Sign up

Create an account on the app using your contact details, such as your name, address, and email.

Authenticate yourself

Your national identity card or another acceptable form of identification must be used to prove your identity.

Deposit money 

To finalize the account opening, you must deposit CHF 10,000.