Nicosia (Cyprus) headquartered payment service provider and bank publicly traded, Qiwi. It provides electronic online payment systems primarily in Russia, Ukraine, Kazakhstan, Moldova, Belarus, Romania, the United States and the United Arab Emirates. Founded in 2012, RocketBank is a virtual bank, or neobank, one of the first Russian neobanks, with a unit called Qiwi. The bank focuses on readily providing services for small businesses.

Neobank and payment service provider Qiwi provides a variety of digital financial services. Here’s a complete guide to getting started with Qiwi:

Download the Qiwi App

 Android: Qiwi Wallet or Qiwi Neobank. Get to the Google Play Store and search for it.

 iOS: Visit the Apple App Store and download the official Qiwi App.

Install the app and ensure it’s from an actual developer and not a scam.

Create an account

Once installed open the Qiwi app. Click “Sign Up” or “Create account”.

Your mobile phone number is the main identifier for your Qiwi account, so please provide it. Here, you’ll receive a confirmation code through SMS. Now enter the code to verify your number.

Set up your profile

This first step is to complete your profile by entering your name, date of birth, email address, etc. Choose a secure password and make sure to enable two–factor authentication (2FA). Verify your identity (if needed), upload a valid ID (passport, driver’s license, national ID), and take a selfie.

Add funds to Qiwi wallet

To top up your mobile funds, just tap on the app’s Top Up or Add Funds button.

Choose a funding method:

• You can link a debit or credit card.
• Put cash on deposit at a Qiwi kiosk.
• Use a bank transfer.
• You can also top up via other partner services.

   Follow the prompts to finish the transaction.

Explore Qiwi features

Qiwi provides several financial services. Here’s what you can do:

Payments

 They can pay for utilities, mobile bills and internet services.

 Online, shop at partner stores.

 Transfers

 To pay other Qiwi users by phone number.

 Pay into a bank account or international payment system.

  Virtual and physical cards

  Get a Qiwi Visa virtual card to shop online.

  To use it offline, apply for a physical card.

  Savings and Investments

  Get to save on your Qiwi wallet with the savings feature to save for the future.

 Business tools

 Make payments online using Qiwi online payment service for merchants.

Set spending limits

Qiwi may limit spending and transactions, depending on your verification level. These limits can be increased by completing full identity verification.

Security tips

• You can enable app lock by using PIN, fingerprint or face recognition.
• Don’t share your login details or SMS codes with anyone.
• Always update your password and also monitor account activity.

Contact customer support

If you have problems, contact Qiwi customer service using the app or the Qiwi website.

Visit the [Qiwi Support Center](https: For FAQs and guides see //qiwi.com/support.

Fees

Know Qiwi’s fees for various services such as withdrawals, international transfers, or card issuance. The app or Qiwi’s official website lists fee structures.

Stay updated

Qiwi regularly updates the app with new services and new features. Check that your app is up to date to get improvements and security updates.

Using these steps you can properly manage your finances with Qiwi and make the most of its neobank services.

Challenge

The team behind RocketBank builds heavily loaded microservice applications. The company should try to minimise the risk of downtime and, to a lesser extent, refactoring associated with bugs found in a production environment. of The bank used PostgreSQL staging servers (thick copies of the production databases) for change verification and testing. There were two problems with this approach: It might take weeks before the data on the server gets updated, and a huge number of server users (over 50 developers and testers) slow down the development process. It also caused communication to become complex and the server to be redeployed occasionally due to data corruption. These problems had to be addressed to support the development process.

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