One of the top global payment service providers is Ingenico. For handling electronic payments in situations including both business-to-business (purchasing cards) and business-to-consumer (B2C) transactions, Ingenico offers fully integrated solutions. Through verified linkages, Ingenico is linked to more than 200 different bank acquirers, enabling the processing of over 80 local and international payment methods, including iDEAL in the Netherlands, Maestro UK in the United Kingdom, and ELV and giropay in Germany. Different payment methods are supported by Ingenico Payment Services, which also offers worldwide or even European coverage to the nations. For Europe, Asia, Latin America, the United States, and the Middle East, Ingenico offers payment options.

How to begin with Ingenico

There are five stages to starting Ingenico online payments:

Establish a test account

Creating a merchant test account on the platform is the most effective method to get started. It is free. With a test account, you can:

• Try out the benefits that Ingenico offers to business owners who have already signed up for its services.
• At your speed, create your website and incorporate the payment mechanism.
• Perform fictitious transactions with the assurance that no genuine transaction data is being sent.
• When you’re ready to go live, copy your settings from the test account to the production account.

Configure your test account

It’s time to set up your test account after it has been operational for a while:

• Once you’ve decided on the integration you want, link your online store to their platform.
• Utilize the advice of their Sales professionals to choose a subscription.
• Choose the appropriate payment options for your consumers.

Request a deal

You may now start the Ingenico boarding procedure. This entails getting a customized offer from their sales professionals that is tailored to the demands of your company, whether you are a little or big business owner.

Begin the onboarding process before going live

After you accept the offer, the legal onboarding procedure starts. Ingenico requests that you provide them with a few papers and make your website payment-ready to be legally compliant with the European anti-money laundering legislation. The Know Your Customer (KYC) procedure is an essential step in establishing an online company in Europe. Your business’s location and nature will determine which papers you must submit. However, only Full-Service retailers may use this procedure.

Go live

The Ingenico staff will now set up your production account after completing your onboarding procedure and technical integration setup (also known as a live account). You are living as soon as it is up and running! With their payment system, you may begin accepting actual payments from your website store.

Integrations solution

The Ingenico payment platform may be integrated into a variety of ways with your online store. On Ingenico, integrations available include: 

Hosted Payment Page

The Hosted Payment Page (HPP) is the approach we see the most often. You include our hosted, secure payment page. This implies that we handle the provision of the online forms, input validation, and protection of your customer’s payment information. You will be able to alter our payment page to better reflect the branding of your company.

FlexCheckout

FlexCheckout allows you complete freedom over how your payment page appears and feels without the hassle of having to keep sensitive card information on file. The information is instead securely kept on our system. The data may then be tokenized and used again in subsequent transactions. FlexCheckout may be used for authorization in addition to Batch or Direct Maintenance for captures and refunds.

DirectLink (Server-to-Server) 

Your servers will be able to control transactions with our servers directly thanks to Directlink. This implies that clients continue to use your website while the payment information is sent to our servers. This solution can be ideal for you if you desire complete control over your transactions, have a technical staff on hand, and can adhere to SAQ D.

eTerminal (MOTO)

With the help of eTerminal, a simple MOTO solution, you may collect payments into our platform for orders placed over the phone, via fax, or by mail. No integration is necessary. You may enter your payment information straight into our back office.

Batch

You can manage a lot of subscription-based payments using batch, as well as recurring invoices and payments from offline systems (like kiosks, and airlines). You may organize your payments into uploadable files with this tool. You may minimize the integration’s compliance burden to SAQ-A by combining it with a token solution like Hosted Payment Page or FlexCheckout.

eSupply (Batch – purchase cards) 

eSupply is a system that is often utilized by non-government contractors that use buy cards, such as colleges. B2B and B2G (Business to Government) transactions may profit from favorable exchange rates by integrating with Batch.

Payment methods

On Ingenico, the following payment options are available:

Cards

Cards come in indigenous and foreign varieties. In the majority of marketplaces, international credit cards are essential. Millions of prospective clients may shop at your online store thanks to their availability. Domestic cards are widely utilized in certain markets. Visa, MasterCard, JCB, and American Express are a few of them.

Additional payment options

Gift cards, real-time banking, and digital wallets are all examples of alternative payment options. Although most clients in the area may use cards, several marketplaces continue to use their regional payment methods. Bancontact, Paypal, Ideal, Klarna, Direct Debits, Sofort Banking, Paylib, Limonetik, Riverty, Mastercard, Cielo Installments, Alpha Card, Przelewy24, and Intersolve are a few of them.