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TrueMoney offers mobile payments, which allow users to pay for items one time or schedule a subscription. TrueMoney is a payment system that will let you pay in Thai bahts with Thai bank accounts. This method supports purchases.  

two women and a man standing with a bag and an iPad in front of them

This article covers how to use the TrueMoney process: a summary is in Overview and details about what’s needed to pay for things and do other stuff are explained in sections. 

TrueMoney is part of Ant Financial’s e-wallet network, and it can be used abroad if Ant’s partners support that country. 

If you take payments with TrueMoney, you must display Alipay+ and TrueMoney logos on your payment portal. You can check Alipay’s brand display guidelines for online payments and cashier payments to ensure the logos are compliant. 

You can verify online payments through one of these integrations: 

  • Integrated authentication.  
  • Standalone authentication.  
  • Third-party authentication.  

You can use Google Secure Payment Authentication (SPA) too if you use integrated authentication. Google SPA also allows cardholders to perform biometric authentication directly on the merchant domain for an even better user experience. 

Authentify payments with integrated Auth

With the built-in authentication service, Checkout.com will redirect the customer automatically to a 3DS or Google SPA authentication solution whichever will be most likely to lead to completion. For automatic routing to work, you have to send 3DS authentication information in all your payments. During the first authentication experience if it fails or is rejected by the customer we redirect the user to the second authentication experience to avoid a lost transaction. 

When you send a payment request with the 3ds.enabled field enabled to true, we’ll send the customer to a Checkout.com page to collect the data to do 3DS authentication. Our payment process will include the mandatory fields by default. 

If you embed the payment page in an iframe, then you’ll have to add payment permission to the iframe for payments to happen. Put allow=” payment” property inside all parent frames: 

Verify an identity. The Identity Verification solution lets you validate your user’s identity for compliance purposes and avoid fraud. 

Once you’ve confirmed a user, you can request a second anti-money laundering check with the AML Verification solution. Checkout.com returns the user with a risk score, and then looks to see if the user has any entries in any of these databases: 

  • Politically exposed persons (PEP).  
  • Sanctions.  
  • Adverse media.  
  • General Provisions.  

What you need to know

TrueMoney operates on telecommunication networks of the participating mobile telephone network operators (“Mobile Operator(s). So TrueMoney App lets you open your TrueMoney Wallet on any device. 

You’ll have to accept these Terms and Conditions when you first open your TrueMoney Application. By clicking “Continue” you have deemed to have read, understood, acknowledged, accepted, and signed these Terms and Conditions. Utilization of TrueMoney Services shall be construed as acceptance of these Terms of Services. TrueMoney reserves the right to amend or add to these Terms of Services, at any time by notifying the Customer. Also, any use of the Services following an amendment, or addition, shall be construed as the acceptance of such amendment, or addition, each time. Any new feature added, modified or enhanced to the Services (unless the user is notified of such updates) will be subject to these Terms of Services. If any Services, or any part of the Services, is modified or terminated by TrueMoney at any time, TrueMoney may do so temporarily or permanently, without notice. But such suspension or cancellation will not encroach upon any debt you have against them and will not adversely affect any right or obligation between TrueMoney and you that existed or existed before such suspension/cancellation.

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