Cryptiqo

Financial Technology Blog

The virtual banking institution Airstar Bank operates as one of Hong Kong’s initial ventures under Xiaomi Corporation. The banking experience at Airstar Bank is based on user-first principles and shares banking benefits with everyone as stellar users for convenient and inclusive services.

A board with the sign of a bank

Airstar bank expands with new shareholder futu, advancing FinTech innovation

AMTD leads Airstar Bank as a Hong Kong virtual bank alongside AMTD IDEA Group (“AMTD IDEA”) and AMTD Digital Inc. (“AMTD Digital”). This entity, known as AMTD together with Futu Holdings Limited (“Futu”) has successfully initiated a partnership through Futu’s Gravitation Fintech HK Limited investment to become Airstar Bank’s new shareholder.

Airstar Bank continues its mission to use financial technology for delivering flexible, innovative digital banking services which meet all customer needs. The mission of Futu perfectly matches its dedication to lead financial innovation through technology in the financial service domain. Airstar Bank aims to increase its business operations through expanded services while building an industry platform and driving FinTech innovation across Hong Kong to support financial inclusion within the region.

Airstar Bank, along with its shareholders, remains dedicated to the principle of financial inclusion while working toward becoming a “Bank for Everyone” through virtual banking services reachable from any mobile device.

Stellar account opening

Eliminate complicated procedures and time-consuming queues, you can open an account in as little as five minutes. The combination of an easy process with automatic identification and quick assessment lets you start using the service without delay.

Airstar Bank provides stellar banking services to both Hong Kong residents and visitors in Hong Kong, meets customers’ financial needs in Hong Kong, including spending and wealth management.

Stellar transfer payment

The bank provides 24-hour real-time Hong Kong dollar and RMB transfer services that let financial institutions operate at any time and from anywhere.

Through Stellar payment manager users can establish automated transfers according to their requirements, while maintaining perfect timing and accuracy, which avoids transfer inaccuracies or delays.

Stellar high interest deposit

Up to 6.88% p.a. HKD Savings deposit offer, with no minimum balance requirement, giving you more freedom to save as you wish.

Your savings burden will decrease when you start making time deposits for at least HKD 1,000 so you can create flexible plans with the accumulated amount. Small savings become significant over time.

Free forex

Airstar Bank operates as the first Hong Kong virtual bank that delivers 24/7 foreign exchange trading capabilities to provide home-based access to the global foreign exchange market for immediate transactions between Hong Kong dollars, US dollars, and RMB.

Personal loan

Through one App you can process all loan procedures, which allows you to obtain funding when you need it with flexibility. 24×7 handling of application, and processing time is as fast as 5 minutes from loan application to disbursement*; No income proof and address proof required by applying big data analysis.

Debt consolidation loan

Get help from an expert to repay card debts more comfortably; Total loan amount up to 21 times of monthly salary. Combining all card debts and loan payments into a single transaction helps you eliminate additional interest payments. Visitors are required to be physically present in Hong Kong at the time of account opening application. 

Airstar bank app: exclusive services and remote account access

Only customers of Airstar Bank Limited can access the services available through this mobile application. All content found in the Airstar Bank mobile application was developed for the areas where Airstar Bank Limited conducts business operations and holds their licenses. The mobile app supports remote account opening only for customers with iPhone 6s or newer models.

You can also view these posts:
Advantages and disadvantages of EOS 
The transaction cost of THORChain
Transaction Cost of Apecoin