A neobank operates digitally to provide banking features including checking accounts and debit cards without running physical locations. People use neobank and fintech bank terms as synonyms with challenger bank or digital bank terms. Neobanks simplify banking service delivery because they focus on letting customers access financial products digitally first. In the United States Moves (Closed) operates as a neobank that provides business accounts with debit cards managed through iOS or Android mobile applications. People living in the United States can now use Moves (Closed) to sign up for their mobile bank account.

In the United States, Moves served as a neobank that provided business account management through mobile applications. The company Moves ended operations in January 2025. You cannot start new accounts or use their services because they have stopped operations in January 2025.

Moves focuses exclusively on serving gig workers by creating financial tools that fit their particular requirements. 

How do neobanks work

Neobanks deliver money management services and financial features using their internet platform or smartphone application. Neobanks focus exclusively on basic financial services through internet channels because typical banks serve their customers with many products both digitally and physically. Neobanks have gained more market share, which allowed them to expand their available product offerings. Traditional banks provide their customers with complete financial services such as deposits, loans, vehicle purchases, credit cards and investment plans. Neobanks stand apart from regular banks by giving customers affordable bank products and financial self-protection features such as free overdraft protection.

Moves received 2.4 out of 5 stars from 19 TrustPilot reviewers before the company stopped operating. 

This guide will explain how to sign up and use the Moves platform for people who work as freelancers.

Eligibility and initial steps

The Moves service targets people who make money through work done on Uber, Lyft, DoorDash, Instacart, and similar platforms. Check if you qualify for their program.

Install the Moves app directly from Apple App Store and Google Play Store platforms.

Launch the app and perform account setup steps according to the provided instructions. This typically involves:

• Type your name and residence details into the system.
• Link your platforms with the gig job website.
• Verification of your identity.

Connecting gig platforms

You must join your gig platforms through Moves to let the app track your financial movements and give you custom reports. The app system will show you how to safely link your online accounts. The app will start updating your data when you join Moves, letting you see all details of your gig work business.

Explore move features

The platform shows your money earned from multiple gig work platforms in a single view.

Record and group your paid expenses for gig work to receive proper tax deductions.

The platform offers you important performance information about your gig work activity along with payment patterns and spending details. You will use your main spending account to handle your funds. The Moves Card serves as your spending card to use your funds.

Moves allows users to receive quick cash loans when their work income changes unexpectedly. Read the agreement details carefully. Look into all available Moves features including financial management and savings functions.

You can use the Moves card and account system together.

Transfer gig platform earnings and bank account funds into your Moves spending account for use. Make daily purchases with your Moves debit card that works both for the internet and physical stores. Rephrase your spending history from the app to follow your payment movements. Follow the payment terms and costs when you use cash advances.

Maximizing Moves benefits

You need to enter your spending records correctly into Moves because this ensures you get all available tax deductions and control your money better. Use Moves insights to find ways that will make your work better and improve your financial behaviors. Follow announced changes on Moves by checking their product updates regularly. Speak with Moves customer support staff when you need help with their services.

Important considerations

Check the fees Moves charges to see if you face cash advance or account maintenance fees when using this service. Find out about all security procedures that Moves uses to shield your money and sensitive data. Study the official rules that Moves requires you to follow before starting to use the platform. Look at different established neobanks that give business services with interfaces that are easy for users to navigate. Check if your chosen banking partner matches your needs and serves your business area before starting up a new partnership.

Take away

Over time, the neobanking market has undergone different changes as platforms exit while new ones step in to serve customers. Firms planning to use online banks must find platforms that fit their financial demands and deliver dependable services.

Using these procedures allows you to use Moves neobank to handle your gig earnings and achieve better financial health.

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