Through Vivid users obtain financial services which unite banking features with investment capabilities in one convenient mobile platform. The service emerged as an answer to the banking system that extracts value from customers while providing only fees and commissions. Vivid Money presents a modern digital banking experience that users access through the platform names “Vivid Money”, “Vivid App” and “Vivid Bank”. Built on Solarisbank’s banking platform, fintech Vivid is a true financial “one-stop-shop” app. The platform provides payments and transfer services along with current account interest and access to 3000+ ETFs and global stocks and 300+ cryptocurrencies and storage for over 100 currencies. Vivid promises to deliver an easy financial management experience through which users gain peace of mind about their funds working continuously while earning rewards on all transactions and savings options.
Vivid Standard
No monthly fee: Users can access Vivid Standard without charge which functions as an introductory tool for platform testing although it lacks monetary requirements. Most Prime plan features remain accessible to Standard plan users but they miss the Vivid card payment rewards and pay higher trading fees and their ATM withdrawals are limited to €200 each month. They endorse the free product approach because it grants users full access to the application benefits while letting them experience the app firsthand before subscribing to paid plans.
Vivid Prime
€ 9,90 p/m: The combination of over 150 currency spending capabilities with fee reduction benefits alongside free checking accounts featuring separate IBANs under unified login access and stock-based card rewards. And robust investment features elevate Vivid Prime to a powerful contender in the “bank accounts with cards combined with crypto” space. This platform suits investors who want to create new investment routines. Vivid Saving Plans extend the product suite by enabling users to invest in their preferred “collections”. Which include both gaming industry giants alongside NFT and Metaverse-focused businesses and thematic bundles such as German stock bundles.
Limited time offer
New users who register through Fintech Compass Vivid links gain access to 30 days of Vivid Prime trial without any conditions attached. The trial period presents users with a unique chance to assess whether this product fits their needs so users should grab the app while the trial persists.
Advantages
The Vivid platform presents an intriguing financial product designed to satisfy all banking requirements of everyday life. Researching Vivid proves challenging because financial products present many distinct user requirements and diverse application scenarios which make it difficult to provide generalized guidance. The financial requirements of college students stand in strong contrast to what an independent entrepreneur needs from their bank account. The essential advantage of Vivid emerges as straightforward. The German neobank caters to users interested in crypto investments who want to start their digital asset journey in a safe yet straightforward platform. The “help users grow their money” concept emerges from several features which enable “no action required” incremental investments at small scales. Each time you pay with your card the neobank automatically rounds your purchase amount up to the nearest Euro before investing the spare change. Research from Vivid’s customers demonstrated that small periodic deposits into savings proved to be the key habit-forming method for financial wellness contribution. The investment journey at Vivid is made easier through fractional stocks which let you begin investing with €1 before building your portfolio when ready.
Conclusion: Is Vivid a good choice
Newcomers face substantial challenges when entering high-tech innovative business sectors. It is especially challenging when the industry in question is banking: Traditional banks control the banking sector through their extensive market dominance alongside their supreme brand reputation built across centuries. Targeting Germany as your main market becomes nearly impossible because the country remains fundamentally traditional. The banking startup Vivid keeps expanding despite unpredictable market conditions. The success of Vivid’s banking product stands as an excellent measure of its market appeal.
While offering fewer crypto exchange capabilities than “Crypto-only” leaders Kraken and eToro do, Vivid provides a compelling banking solution. Although it does not reach the user numbers of neobanking leader Revolut it does have the market appeal. Users should discover for themselves the unique combination of digital banking features and investing ease and budgeting tools that Vivid provides.
Individuals who need a comprehensive digital financial application can find an attractive proposition through Vivid. The fees represent a moderate expense yet the advantages including easy access to multiple security protocols and cashback rewards provide substantial value for users with investment amounts less than tens of thousands. The cryptocurrency investment journey starts best with Vivid which also ranks among the top mobile banking solutions. The convenience factor becomes especially important if you aim to establish tracking your expenses alongside wealth growth habits. You can test Vivid through their free trial period where you get both a free trial and a free metal bank card in purple that allows you to determine if this service matches your needs.
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